Powered by Southern.
TeamWALT is the Innovation Division of Southern Bancorp. Think of it as a fintech within a bank!
While Southern has dozens of branches between Arkansas and Mississippi, TeamWALT is focused on creating innovative solutions that scale our mission of being Wealth Builders for Everyone from coast to coast.
ELEVAULT
Our all-in-one banking app.
Elevault (formerly Wealthable) is an app designed to help you spend & save on your terms. Organize your budget with Vaults, make saving easier with autosave, send money to friends, & more. Oh, yeah – Elevault also pays you interest daily.
ENVIE
Our easy & fun savings app.
Saving can be hard – but it doesn’t have to be! Envie is our app that turns saving money into a game. Pick one of our five Challenges (savings goals), and play daily to save your Challenge amount in 100 days. Envie helps you build your savings and good money habits – and rewards you for doing so!
MOD
Our simplified small loan app.
MOD (Money On Demand) is an alternative to the predatory payday lending industry. Millions of people live paycheck-to-paycheck and don’t have the resources to cover (or get cash for) emergencies. Users can borrow up to $400 by moving through our five levels starting at $25, building good credit-building habits along the way.
Got an idea?
We wanna hear it! Let us know your thoughts on how we can improve our existing apps or new features we should add to them. You can also suggest entirely new app ideas!